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Critical Illness


The Critical Illness plan provides protection against some of the most common and serious illness in the Philippines, such as cancer, heart attack, coronary artery bypass surgery, stroke, and kidney failure.

These illnesses can cause an extremely heavy financial burden to you and your loved ones due to its long term nature.

Critical illness plans seek to relieve the policyholder's financial burden by providing lump sum payment upon diagnosis.  These funds can help replace lost income or go towards medical expenses or rehabilitation expenses.

Hospital Income


Hospital Income refers to a daily cash benefit the policyholder receives in the event of hospitalization due to medical treatment or surgery.  This money is paid regardless of the actual expenses incurred for your hospital stay.
The cash can be used in any way the insured desires - payment of hospital bills, purchase of health tonics or even daily living expenses.  This provides financial security for the insured and family during this unfortunate event.


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