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  Individual Personal Accident




Introducing Personal Accident Insurance
from ACE

Providing You With The Necessary Protection
The ACE Personal Accident Insurance is a sensible option for you because it provides you with a safety net in the event of an accident.

Live Life With Confidence
It is always wise to be prepared for the future.
ACE Personal Accident Insurance provides comprehensive coverage and total protection for you and your family, anywhere in the world, 24-hours a day, 365 days a year.

Flexible Program To Suit Your Requirements
With the ACE Personal Accident Insurance Plan, you have the flexibility of tailoring your very own program to your requirements. 

The ACE Personal Accident Plan is designed to fulfill your ultimate objective to live life to the fullest with confidence and security.  So sign up for the ACE Personal Accident Insurance Plan and you and your family can rest easy.  

Individual Personal Accident Benefits At A Glance

Compulsory Cover
Accidental Death & Permanent Disablement
Pays lump sum cash compensation in the event of Accidental Death or Permanent Disablement caused by an accident that occurs within 365 days of the event.

Optional Cover
Temporary Total Disablement
Pays 100 % of the weekly amount selected when injury results in total disablement preventing one from performing any part of one's normal duties at work up to 104 weeks.

Temporary Partial Disablement
Pays 100 % of the weekly amount selected when injury results in disablement preventing one from attending to a substantial part of one's occupation for up to 104 weeks.

Accident Medical Expenses
Reimbursement for actual expenses incurred for medical and surgical treatment including trained nursing and hospitalization within 365 days from the date of accident, up to the amount selected.

Benefits
Worldwide 24-hour coverage
Includes loss of use of limbs without actual physical severance
Additional cover at no additional cost for:
- Disappearance and exposure
- Non-professional sports and games
- Unprovoked murder and assault
- Natural perils
- Peace-time reservists training
  - Radioactive emission
- Riot and Strike
- Civil Commotion
- Aircraft Hijacking
- Suffocation by Smoke, Poisonous Fumes, Gas and Drowning
Terrorism
Motorcycling
 
Anyone between the ages of 16 and 65 can enroll for this program, which is renewable up to age 70 years.  The plan pays over and above your existing insurance plans.

Exclusions
War, civil war and any act of war
Suicide and self-inflicted injury
Law enforcement officer and military personnel
Air crew
Participation in any kind of speed contest (other than on foot) and professional sports
Pregnancy, childbirth or its complications
 
All benefits and sum insured are subject to the terms, conditions and exclusions contained in the policy.


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